Does Target Take Afterpay? Yes, Here's How to Use It

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Learn how to pay for Target orders with the Afterpay Card

Co-authored by Rain Kengly Reviewed by Stan Kats

Last Updated: January 23, 2025 Fact Checked

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• Does Target Take Afterpay?
|
• Using Target Online
|
• Using Target In-Store
|
• Video

|Show more |Show less

Afterpay allows you to pay for purchases later. You can even use Afterpay at supported retailers such as Target. Target accepts Afterpay as a payment whether you're shopping in store, on the website, or in the mobile app. Here's everything you need to know about using Afterpay at Target.

Can you use Afterpay at Target?

Target accepts Afterpay as a valid payment method. To use Afterpay at Target in person or online, sign up for an Afterpay account and set up the digital Afterpay Card. Add the Afterpay Card to Apple Pay (iOS) or Google Pay (Android).

Steps

Section 1 of 3:

Does Target Take Afterpay?

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1. 
   Yes, Target accepts Afterpay in-store and online. If you're trying to use Afterpay in a Target store, you must first set up the Afterpay Card and add it to your Apple Pay or Google Pay wallet. If you're using Afterpay online, you'll just need to select it as the payment during checkout.

   • Afterpay does not have a physical card. You'll need to create an Afterpay account in the app and set up the digital Afterpay Card.
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Section 2 of 3:

Using Target Online

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1. 
   1
   Create an Afterpay account. You can do this in a web browser at www.afterpay.com or with the Afterpay app.

   • Select Sign up to start the creation process.
2. 
   2
   Tap Shop. This is in the bottom-left corner. You may already be on this tab.
3. 
   3
   Tap the search bar and enter Target. Select the tile for Target.

   • You'll be redirected to Target's app or website.
4. 
   4
   Complete your shopping. You can use Target's search bar to look for specific items or browse from the featured tiles on the home page. Select Add to Cart to add the items you want to purchase.
5. 
   5
   Tap the cart icon. This is in the top-right corner of the app and website.
6. 
   6
   Check out your cart. Select a delivery method for your items. Target offers shipping, in-store pickup, and curbside (some locations).

   • Keep in mind you must have 25% of the purchase price available in your account balance for the transaction to be approved.
7. 
   7
   Select Afterpay as the payment method. You'll also be asked to select which installment plan you'd like.

   • You may need to log into your Afterpay account.
   • If you don't see Afterpay, use the next method to add the Afterpay Card to your digital wallet and select Apple Pay or Google Pay to pay instead.
8. 
   8
   Finalize your payment. Double-check your delivery or pickup details. Then, select Place your order.

   • Once your transaction finishes, you can find and pay your balance within the Afterpay app.
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Section 3 of 3:

Using Target In-Store

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1. 
   1
   Create an Afterpay account. You can do this in a web browser at www.afterpay.com or with the Afterpay app, which is available for iPhone, iPad, and Android.

   • Select Sign up to start the creation process.
2. 
   2
   Set up the Afterpay Card. This needs to be done in the Afterpay app.

   • Open the Afterpay app.
   • Tap In-Store.
   • Tap Pay in store.
   • Tap Setup the card.
   • Follow the on-screen instructions.
3. 
   3
   Add the Afterpay Card to your digital wallet. Do the following:

   • Tap Card.
   • Tap Add to wallet.
   • Enter the verification code if necessary.
   • Tap Next.
   • The card will be added to Apple Wallet or Google Wallet.
4. 
   4
   Use your digital wallet to pay. Once you're at the check-out lanes at Target, you'll need to open your digital wallet app to pay. This will be Apple Pay (iOS) or Google Pay (Android).

   • Follow the prompt on the card reader to use your digital wallet.
   • Keep in mind you must have 25% of the purchase price available in your account balance for the transaction to be approved.
   • Once your transaction finishes, you can find and pay your balance within the Afterpay app.
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