A Guide to the Top 13 WhatsApp Scams and How to Spot Them

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Avoid being the victim of common WhatsApp scams with these tips
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WhatsApp is a convenient app that lets you make calls and send messages from anywhere, but it can also be a dangerous place for scams. Because of its accessibility, scammers have become hyper-aware of WhatsApp, making it a hub for suspicious behavior. In this article, we’ll fill you in on all the scammers’ tricks to keep you from becoming a scam victim. Plus, we’ll even tell you what to do if you find yourself in a scam and how to protect yourself from one.

Signs of a WhatsApp Scam

  • The message is full of typos and grammatical errors.
  • You're asked to tap on a link, share personal information, or give money.
  • The unknown number claims to be a loved one or friend.
Section 1 of 4:

Popular WhatsApp Scams

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  1. Step 1 WhatsApp Gold Hoax
    With this scam, you’ll receive a message saying you’re eligible for an exclusive version of WhatsApp called “WhatsApp Gold.” You’ll be asked to click a link to download or upgrade the app.[1]
  2. Step 2 Loved One Impersonation
    This scam is extremely common on WhatsApp and other communication apps. The scammer will pretend to be a loved one in need, asking for money or help. For example, the message might read, “Hi mum, it’s me. I got a new number. You can delete the old one.”
    • Check in with your loved one using another form of communication to double-check if you’re being scammed.
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  3. Step 3 Fake Gift Card or Survey
    For this scam, scammers send a link claiming that you’ve won a free gift card or prize. More often than not, you’ll have no affiliation with the company you won something from.[2]
  4. Step 4 Job Offer Scams
    With this scam, scammers entice you with a too-good-to-be-true job offer, claiming to be a company recruiter. They’ll promise high salaries for little work, and all they ask is for your personal information in return or for you to tap a link to learn more.[3]
    • For example, the scammer might say, “Hi, I’m Abby from iPlace Recruitment. Would you be interested in a flexible role?”
    • In some instances, these scams “offer” jobs that involve liking YouTube videos for money. Liking these videos could put your personal information and device at risk.
  5. Step 5 Verification Code Frauds
    For these scams, scammers ask for a verification code that’s been sent to your phone. They might convince you they’re a family or friend who accidentally used your phone number. If you give them the code, they can get access to your WhatsApp account.[4]
    • The message will likely look like this: “Hello, sorry I sent you a 6-digit code by SMS by mistake. Can you transfer to me, please? It’s urgent.”
  6. Step 6 Wrong Number Scam
    This scam plays at your kindness. Scammers start a text conversation asking if they have the right number, saying they have a mutual friend or business partnership. They’ll then continue the conversation to gain familiarity in an attempt to gain your personal information.[5]
    • The initial text can be as simple as, “Hi! I had a fun time last night!” with a follow-up message like, “Oh, I’m sorry! I entered the wrong number.”
    • Look up unknown numbers before engaging in conversation.
  7. Step 7 WhatsApp Crypto Scam
    With this scam, scammers send a message claiming to be from a cryptocurrency company. They’ll offer high returns on an investment or promise to help you get started.[6]
  8. Step 8 Lottery and Giveaway Frauds
    These scams say you’ve won a grand prize or the lottery. The scammer will send a message prompting you to click a link to “claim” your prize.[7]
  9. Step 9 Romance Scams
    These scams typically start on dating apps (such as Tinder) and move to WhatsApp once a match is made. These scammers will lovebomb or flatter you with compliments until they gain your trust. Then, they’ll fabricate emergency situations where they need you to send them money to help.[8]
    • Most of these scammers have fake dating profiles, so be diligent about spotting fakes before swiping right.
  10. Step 10 Charity Scams
    With these types of scams, scammers will pretend they are part of an organization or charity. They’ll ask for your donation to a specific cause and then provide a link for you to donate. This link will direct funds to their personal account, not a legitimate charity’s.[9]
    • These are especially popular during the holiday season or right after a natural disaster or emergency.
  11. Step 11 WhatsApp Tech Support Impersonation
    Scammers will pose as WhatsApp representatives with this scam. They reach out to users stating that they have issues with their accounts. They’ll ask for personal information in an attempt to “fix” the account. Meanwhile, they’re stealing your information.
  12. Step 12 Fake Banking Alerts
    Scammers will pretend to be an automated message from your bank saying someone is trying to access your account or there’s been fraudulent activity on your account. They’ll request personal information to solve the issue or ask you to click a link for more information.[10]
    • Check with your bank personally by contacting them directly to determine if anything’s wrong with your account.
    • More often than not, the “bank” contacting you isn’t even your bank provider and is from a bank you have no affiliation with.
  13. Step 13 Call Forwarding Trick
    With this scam, scammers try to convince you to call a specific number. By doing so, you’re giving the scammer access to your WhatsApp account. This scam can be done over the phone or via messenger.
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Section 2 of 4:

How to Spot a Scam

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  1. Scams usually have typos and ask for personal information.
    If you receive a suspicious message on WhatsApp, it’s important to be wary and think before you do anything. At the end of the day, if a message looks suspicious or sounds too good to be true, it is. Here are some common signs of a scam to look out for:[11]
    • Typos or grammatical mistakes
    • Asking to tap on a link or download an app
    • Asking you to share personal information, such as credit card numbers, birth date, or passwords
    • Asking you to forward a message
    • Asking for money
    • Claiming to be someone you know
    • Messaging about the lottery, gambling, a job, an investment, or a loan
Section 3 of 4:

How to Protect Yourself

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  1. Step 1 Think before you act.
    Suspicious behavior and scams can come out of nowhere. Before you do anything, ask yourself these questions, and if you answer “yes,” it’s likely a scam:[12]
    • Are they using an unknown number?
    • Are they rushing you?
    • Are they threatening or asking you to trust them?
    • Are they asking for money or personal information?
  2. Step 2 Stop the conversation.
    If you suspect suspicious behavior, hang up the phone or stop texting them immediately. This can prevent them from getting any further information.[13]
  3. Step 3 Block and report them.
    The minute you suspect a scam, block and report the user. This prevents them from contacting you again and also alerts WhatsApp of the situation.[14]
    • To block a user, open the chat and click the “Block” notification or select “Block” under “Safety tools.”[15]
  4. Step 4 Update your settings.
    If you’ve been a victim of a scam, it may be time to update your privacy and security settings. Check the privacy settings of your WhatsApp account to see who has access to your personal information and who can contact you.[16]
    • To change your privacy settings, select “Settings” and “Privacy.” Then, select who you’d like to see your information: “Everyone, My contacts, My contacts except, or Nobody.”[17]
    • Similarly, we highly recommend enabling two-step verification to ensure your passwords and account stay secure. Do this by tapping “Account,” “Two-step verification,” and then “Turn on” or “Set up PIN.”[18]
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Section 4 of 4:

What to Do If You’re Scammed

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  1. If you’ve been scammed, file an identity theft report.
    Identity theft is when someone uses your personal or financial information without your permission, which is the leading reason behind internet and phone scams. If you’ve given out any information (bank information, birth date, address, etc.) or clicked a suspicious link and believe you may be at risk of identity theft, freeze your accounts and report the incident.[19]
    • For personalized help, contact the Federal Trade Commission online at IdentityTheft.gov or call 1-877-438-4338.

Scam Detector

  1. Check texts, emails, and more for signs of scam
    Suspicious of a text message or email you received? Paste the text below to instantly analyze it for signs of a scam. We'll evaluate language patterns, tone, and structure to estimate the likelihood that the content is a scam.
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Warnings

  • Scams typically come from a user who isn’t in your contacts; however, if you get a strange message from a friend that seems out of character, use your best discretion.
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  • Clicking a link in a scam message will bring you to a fake website that may steal your personal information or install malware on your device.[20]
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References

  1. ↑ https://www.infosecurity-magazine.com/news/dont-fall-for-the-whatsapp-gold/
  2. ↑ https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams
  3. ↑ https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams
  4. ↑ https://news.trendmicro.com/2021/04/07/scam-alert-whatsapp-verification-code-scam/
  5. ↑ https://news.trendmicro.com/2023/11/06/wrong-number-scam/
  6. ↑ https://www.expressvpn.com/blog/latest-whatsapp-scams/#crypto
  7. ↑ https://www.consumerfinance.gov/ask-cfpb/what-are-some-common-types-of-scams-en-2092/
  8. ↑ https://www.nidirect.gov.uk/articles/online-scams
  9. ↑ https://www.consumerfinance.gov/ask-cfpb/what-are-some-common-types-of-scams-en-2092/
  1. ↑ https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams
  2. ↑ https://faq.whatsapp.com/2286952358121083?helpref=faq_content
  3. ↑ https://faq.whatsapp.com/573786218075805
  4. ↑ https://faq.whatsapp.com/573786218075805
  5. ↑ https://faq.whatsapp.com/573786218075805
  6. ↑ https://faq.whatsapp.com/1142481766359885/?helpref=faq_content&cms_platform=web
  7. ↑ https://faq.whatsapp.com/573786218075805
  8. ↑ https://faq.whatsapp.com/3307102709559968/?helpref=faq_content&cms_platform=web
  9. ↑ https://faq.whatsapp.com/1920866721452534?helpref=faq_content
  10. ↑ https://www.usa.gov/identity-theft
  11. ↑ https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams/spoofing-and-phishing

About This Article

Stan Kats
Reviewed by:
Stan Kats
Cybersecurity Expert
This article was reviewed by Stan Kats and by wikiHow staff writer, Aly Rusciano. Stan Kats is the COO and Chief Technologist for The STG IT Consulting Group in West Hollywood, California. Stan provides comprehensive technology & cybersecurity solutions to businesses through managed IT services, and for individuals through his consumer service business, Stan's Tech Garage. Stan has over 7 years of cybersecurity experience, holding senior positions in information security at General Motors, AIG, and Aramark over his career. Stan received a BA in International Relations from The University of Southern California. This article has been viewed 6,005 times.
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Updated: May 7, 2025
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