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QuestionHow do I get someone off of a mortgage?
Carla ToebeCarla Toebe is a licensed Real Estate Broker in Richland, Washington. She has been an active real estate broker since 2005, and founded the real estate agency CT Realty LLC in 2013. She graduated from Washington State University with a BA in Business Administration and Management Information Systems.
Real Estate BrokerThe mortgage will have to be refinanced in order to get someone off the mortgage but they still may own the home with you unless a quit claim is filed. Check with an attorney about your specific circumstances. -
QuestionHow can I stop a foreclosure?Carla ToebeCarla Toebe is a licensed Real Estate Broker in Richland, Washington. She has been an active real estate broker since 2005, and founded the real estate agency CT Realty LLC in 2013. She graduated from Washington State University with a BA in Business Administration and Management Information Systems.
Real Estate BrokerYou can stop a foreclosure by working with your lender to request a loan remodification that will put a stay on the foreclosure process. You also have the option to file bankruptcy which will also put a stay on the foreclosure. You can bring the arrears current, sell the home before it becomes foreclosed on, or give the property back to the lender. -
QuestionHow would just paying the interest on mortgage help prolong foreclosure?Carla ToebeCarla Toebe is a licensed Real Estate Broker in Richland, Washington. She has been an active real estate broker since 2005, and founded the real estate agency CT Realty LLC in 2013. She graduated from Washington State University with a BA in Business Administration and Management Information Systems.
Real Estate BrokerThere may be agreements in place to allow for this. The interest is usually higher than the principal payment, which will be temporarily agreeable to the lender during times of hardship, but you will need to work through this with the lender if you don't already have an agreement to pay only the interest. -
QuestionI have 1/2 undivided interest in a home and just found out the other half is in foreclosure. What can I do?Carla ToebeCarla Toebe is a licensed Real Estate Broker in Richland, Washington. She has been an active real estate broker since 2005, and founded the real estate agency CT Realty LLC in 2013. She graduated from Washington State University with a BA in Business Administration and Management Information Systems.
Real Estate BrokerContact an attorney to find out how this may affect you and what your rights are according to the contract.
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